You're in a fender bender. It’s not your fault that somebody hit you! Your neck or shoulder or back may be a little tender but thankfully you’re not hurt too bad. At least that's what you think. Getting your car fixed is no problem. Vehicle damage is regulated by law. The insurance company must pay the amount required by law based on the damage.
But what about your sore neck? Or back? Or shoulder? Or headache? Don't let insurance companies trick you into signing away you rights and accepting a tiny fraction of the compensation you are rightfully due.
Within 24-hours of the accident, usually the same day, an insurance agent contacts you. They want to make sure you’re ok. They're friendly, genuinely concerned. They ask a few questions which you may be happy to answer. What you don’t know is the questions are a trap to see if they can find anything to LIMIT THEIR LIABILITY so they can DENY YOUR PERSONAL INJURY CLAIM. Or pay you only only pennies on the dollar of what you may be rightfully due and deserve to receive.
The agent who calls is a trained professional, an expert at getting information they need to deny claims or limit liability. Answering their questions could cost you tens of thousands of dollars in compensation that may be legally yours.
When you tell the insurance representative you’re not hurt too bad, just a little sore. They may offer you what seems like a generous cash settlement. A thousand dollars maybe two, to pay for a doctor visit and compensate you for the inconvenience. Believing you’re not really hurt and the soreness will go away in a day or two, you accept what seems like a generous offer. Once you agree, an agent shows up at your home or work within hours. They hand you a check. You sign a release of liability form.
The insurance company is happy to rush you a check right away in exchange for full release of liability. Because they know something you don't. They know that for about the first 48-hours after an injury your body is in shock from being jerked around in the collision - you feel only a tiny fraction of the pain the injury caused. But after the shock wears off around day three. The pain can hit you like a runaway train. It can lay you low for days. Cause you to miss work. And take months to heal. Don't let this happen to you!
Don’t let insurance companies trick you into signing away you rights and accepting a tiny fraction of the compensation you are rightfully due. It’s one of the oldest tricks in the book! If you fall for it, you can kiss thousands or maybe even tens of thousands of dollars goodbye.
Protect Your Rights. Get the settlement you deserve.